Manufactured Home Loans

Check Eligibility Below

Lowest Rates in The Country

Fast 30 day Closings

Purchase or Refinance Loans

Top Manufactured Lender for Florida

LWK Mortgage

Top Rated Private Mortgage Lender

  • Available for Primary Residences, 2nd Homes, and investment properties

  • Competitive Rates

  • Same Day Income & Credit Approval

  • No Tax Returns Required!

What is the process for financing a manufactured home?

Financing a manufactured home works similarly to traditional home financing. Options like FHA, conventional, and VA loans are available, each with specific requirements for the home and property.

Loan terms, rates, and down payment options vary, often depending on whether the home is classified as real property (fixed to land) or personal property.

At LWK Mortgage, we guide you through eligibility, ensuring you find the best loan program suited to your manufactured home purchase.

Eligibility Checklist for Manufactured Home Loans:

  • Meet Specific Credit and income requirements

  • Ensure the home meets property standards for FHA, conventional, or VA loans

  • Verify that the home is permanently affixed to a foundation

  • Confirm the home is classified as real property

    At LWK Mortgage, we assess your eligibility and guide you through available financing options tailored for manufactured homes.

Advantages of a Manufactured Home Loan?

Manufactured home loans offer several advantages, including lower down payment requirements, flexible loan terms, and potential access to FHA, VA, or conventional loan options.

These loans also often have competitive interest rates and may provide financing for both the home and land, making them an affordable path to homeownership.

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No advertisement or solicitation from LWK Mortgage is meant to be a mortgage brokering activity or mortgage lending activity. All brokering or lending activities can only be completed by a licensed loan originator. To see if your loan officer is licensed in your state, please go to http://www.nmlsconsumeraccess.org/